Would you still get paid if you couldn’t work?
Private Sick Pay™
The UK’s Personal Sick Pay
Get paid if illness or injury stops you from working
Takes 30 seconds
No obligation
|
No medical required
Quick eligibility check
Rated Excellent
Trusted by 1,000+ UK workers
If your income stopped, would your bills?
Private Sick Pay is for anyone who relies on their income.
- Quick 30 second check
How much would you lose if you couldn’t work?
Most people are more exposed than they think.
Find out in seconds
Shortfall = £0
You’d be £0 short per month
That’s £0 per year
Could you cover that if you couldn’t work?
Most people don’t realise how big their income gap is — until they see it.
Income Risk ⚠️
Most UK workers don’t realise how big the gap is — until it happens
For someone earning £2,000 per month:
Statutory Sick Pay
=
£493
Household Bills
=
– £1500
Shortfall of £1,007 every month
That’s over £12,000 per year
Private Sick Pay replaces your income so you can focus on recovery — not your bills
See what it would cost to protect your income
Why Statutory Sick Pay isn’t enough
Here’s why most people are left short
Statutory Sick Pay
- Just £505 per month
- No control over cover or duration
- Stops after 28 weeks — even if you’re still off work
-
No cover if you’re self-employed
Private Sick Pay
- Up to 70% of your usual income covered
- Choose the cover that fits your needs
- Flexible benefit periods to suit you
- Covers employed and self-employed workers
That’s why thousands choose Private Sick Pay to protect their income
Why people choose Private Sick Pay
Designed to give you control, flexibility, and peace of mind when you need it most
Control
Choose how much of your income you want covered
So it fits your lifestyle and commitments
Flexibility
Choose how long you want to be covered for
So you’re protected for as long as you need
Simplicity
Quick and simple to set up
No complicated forms or long processes
Accessibility
Covers employed and self-employed workers
Protection that works for how you earn
Outcome
Get paid if you can’t work
So you can focus on recovery — not your bills
Real claim example
When illness or injury stops you working, this is how Private Sick Pay pays out
Kester ⭐️⭐️⭐️⭐️⭐️
The boys I’ve spoke to, they know who they are! Have been amazing and are doing their upmost best to help me with my claim. I wish I’d taken it out years ago
Fantastic service, many thanks 🙏 🫶
Shara ⭐️⭐️⭐️⭐️⭐️
So far so good woman called Rachael Bennett dealing with my claim really helpful and helped me put my mind at ease as I am off sick and was worrying about outgoings – very helpful and experienced and very knowledgeable thanks again
See what it would cost to protect your income
Join thousands already protected
Rated Excellent on Trustpilot from over 1,000 reviews
Showing real reviews from our customers. Join thousands who have already protected their income
Who Private Sick Pay is for
If you rely on your income, this is for you
Employed
If you couldn’t work, how long would your employer pay you? Private Sick Pay helps replace your income when work stops — so your lifestyle doesn’t.
Self-Employed
If you don’t work, you don’t get paid — it’s that simple. Private Sick Pay gives you an income while you recover — so your business and bills don’t suffer.
Frequently asked questions
Common questions before getting covered