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What would happen to your income if you couldn’t work?

Private Sick Pay™ helps you stay paid if illness or injury stops you working.


Protect your income before anything happens — not after.

Why we created Private Sick Pay

Most UK workers rely on their income to cover rent, mortgages, bills, and everyday living. But very few realise how little protection they actually have if they’re unable to work.

Statutory Sick Pay is limited. Employer sick pay isn’t guaranteed — and often only lasts a limited time. And for the self-employed, there’s often nothing at all.

Private Sick Pay was created to give people a simple, accessible way to protect their income — without complexity, confusion, or long processes.

So if life takes an unexpected turn, your finances don’t have to.

Stay Paid When You Can’t Work​

If you’re unable to work due to illness or injury, Private Sick Pay provides a monthly income to help cover your bills while you recover.

Instead of worrying about how you’ll manage financially, you can focus on getting back on your feet.

Designed To Be Simple & Flexible

Private Sick Pay is built around your situation — not a one-size-fits-all policy.

You can’t insure something that’s already happened

Cover is designed to protect you before anything goes wrong.

If you’re already off work due to illness or injury, it’s too late to put protection in place.
That’s why most people set up cover while they’re working — so it’s there if they ever need it.

How Private Sick Pay works

A simple process to get protected
01
Check your eligibility​
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Takes just a few seconds to see if you qualify

02
Choose suitable cover
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Tailor your monthly benefit and options

03
Get paid if you can’t work
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Receive a monthly income while you recover

Trusted by thousands of UK workers

Private Sick Pay helps people across the UK protect their income and stay financially secure when they need it most.

Protect your income before it’s too late

Get your Private Sick Pay quote and see what it would cost to protect your income.


Authorised & Regulated by

Financial Conduct Authority

FCA No.- 798095 & 943517